Medicare help from someone you can actually meet.
I'm Albert Espino, a licensed Texas insurance agent. I help people understand their Medicare options without the call-center pressure or confusion.
Espino Insurance Group
What can I help you with?
Medicare can feel complicated. Choose the situation that sounds most like yours and we'll take it one step at a time.
I'm Turning 65
Learn what Parts A, B, C and D mean, when to enroll, and what choices you may need to make.
Learn about turning 65 →I Already Have Medicare
Review your current coverage and discuss whether your doctors, prescriptions, costs and benefits still fit your needs.
Request a plan review →I'm Helping Mom or Dad
Helping a parent can be overwhelming. I'll explain the options in plain language so your family can make an informed choice.
Talk with Albert →Local help that works around you.
Some people prefer to sit down face-to-face, while others would rather handle everything from home. I’m happy to work with you in the way that is most comfortable and convenient for you.
At My McAllen Office
Meet with me at 520 Pecan Blvd, Suite 102 in McAllen. Office visits are by appointment only.
Request an office appointment →At Your Home
I travel throughout the Rio Grande Valley and surrounding South Texas communities for in-home appointments.
Request a home visit →By Phone
Prefer not to travel? We can talk by phone and go through your questions together.
Call (956) 455-9981 →Understand the pieces before you choose.
I'll help you compare the types of coverage available to you based on your eligibility, healthcare needs and preferences.
Medicare Advantage
Private Medicare plans that provide Part A and Part B coverage and may include prescription drug coverage and additional benefits.
Medicare Supplement (Medigap)
Coverage designed to help with certain out-of-pocket costs left by Original Medicare.
Part D Prescription Drug Plans
Standalone prescription drug coverage for people who need or prefer drug coverage alongside Original Medicare.
Special Needs Plans
For people who meet specific eligibility requirements, including certain chronic conditions or Medicaid eligibility.
Hospital, Cancer, and Critical Illness Products
Supplemental indemnity coverage can pay fixed cash benefits for certain covered events, helping you manage out-of-pocket and everyday expenses, subject to policy terms.
Original Medicare Education
Clear explanations of Parts A and B, enrollment timing, and how your Medicare choices fit together.
Medicare is personal to us.
I've been a licensed insurance agent since 2016. I got into this business because I wanted people to have someone they could trust to explain their choices and help them find coverage that works for them.
My twin brother, Antonio, is also an insurance agent. Together, we're proud to serve South Texas through Espino Insurance Group. You won't be routed through a national call center—you'll know who you're working with.
Meet with AlbertBased in McAllen, TX and Serving the Rio Grande Valley.
My office is in McAllen, and I serve clients throughout the Rio Grande Valley and surrounding South Texas communities—from the Rio Grande City area across the Valley, and from the Falfurrias area south. Texas residents can also contact me by phone for help.
Upper Valley focus: McAllen • Mission • Edinburg • Pharr • San Juan • Alamo • Donna • Weslaco and surrounding communities.
Choose the easiest way to reach me.
Have a Medicare question? Call, text, or request an appointment. There is no obligation to enroll.
Office (by appointment only):
520 Pecan Blvd Ste 102
McAllen, TX 78501
Email:
espinomedicare@gmail.com